Protect Your Career Earnings — On and Off the Ice
We help professional hockey players manage short earning windows, complex tax structures, and life after the game through a fiduciary family office model built specifically for athletes.
Flat-fee, fiduciary advice. No commissions. No product sales. Just a coordinated system designed to protect you during your career and beyond.
WELCOME TO TOP SHELF PRIVATE WEALTH
Built for the Financial Realities of a Professional Hockey Career
"Top Shelf Private Wealth provides fiduciary financial planning and investment management designed specifically for the short earning windows, cross-border tax exposure, and career volatility faced by professional hockey players. We coordinate planning, investments, and tax strategy so decisions made today continue to support your life long after the final shift."
Josh St. Laurent
Founder & CEO
- Certified Financial Planner (CFP®)
- Accredited Personal Finance Coach (APFC®)
- Distinguished Adjunct Professor of Finance
- Certified Financial Therapist (CFT™)
- Master's in Advanced Financial Life Planning
- Associate Certified Coach (ACC)
Fiduciary RIA
Flat-Fee Advice
Cross Border Expertise
Custody with Altruist
Get Personalized Services In Tax PlanningRetirement PlanningCash FlowReal Estate StrategyInvestmentsEstate PlanningRisk ManagementPsychology and Mindset
Finances can be complex; it’s our job to give you actionable, bite-sized steps as part of a larger plan to design your ideal life and buy back your time.
OUR SERVICES
What We Provide
Your career is demanding enough. We simplify the financial side—turning complex decisions into clear, actionable steps that help you build wealth, protect your time, and design the life you want beyond the rink.
Career Stability
Planning built for trades, relocations, and compressed earning windows.
Tax Coordination
Cross-border strategy for multi-state and U.S.–Canada tax exposure.
A Coordinated Team
Agents, CPAs, attorneys, and investments aligned under one strategy.
CASE STUDIES
Does This Sound Like You?
Different careers. Same problem. Fragmented advice.
Top Shelf Private Wealth exists to coordinate everything under one fiduciary structure—so financial decisions support your career, not distract from it.
The Active Roster Player
Mid-career professional. Strong income but constant uncertainty. Traded, relocated, and taxed across multiple states or countries. Bonuses and playoff money hit unevenly. Financial decisions are being made in pieces, not as a system. The pressure to focus on performance never stops, even when the financial picture feels unclear.
The Transitioning or Recently Retired Player
Career earnings are real, but the structure around them isn’t. Income has changed. Identity is shifting. Business ideas, real estate, and long-term investments are now in play. Decisions feel heavier because there is no next contract to fall back on. The question is no longer how much was earned—but how long it will last.
The Established Hockey Professional
Years in the game. Significant net worth. Complex holdings built over time. Multiple advisors, multiple opinions, no single point of coordination. Wealth exists, but clarity doesn’t. The focus has shifted from accumulation to protection, efficiency, and long-term legacy—without losing discretion or control.
FAQ
Frequently Asked Questions
Below, you'll find answers to some of the most frequently asked questions. If you don't find the answer to your question, please don't hesitate to contact us at [email protected] or sign up for a complimentary consultation.
Take Your First Steps to Financial FreedomRequest Your Confidential Intro Call
We help to guide your financial decisions with personalized strategies to reach your ideal life. True wealth is more than just money, it allows you to spend your time exactly how you want.